SouthState Corporation (SSB) Research

SouthState Corporation, the holding company for SouthState Bank, National Association, provides a comprehensive suite of banking and financial services to individuals and businesses. Its offerings include various deposit accounts such as checking, savings, interest-bearing transaction accounts, certificates of deposit, money market accounts, and other time deposits. The company also originates a range of loans, including commercial and residential real estate loans, commercial and industrial financing, and consumer credit like auto, boat, and personal installment loans. In addition to core banking, SouthState offers debit cards, mobile and digital funds transfer capabilities, and sophisticated treasury management services, which encompass merchant services, automated clearing house (ACH) facilities, lock-box services, and remote deposit capture. Further services extend to safe deposit boxes, bank money orders, wire transfers, brokerage services, and alternative investment products, including annuities, mutual funds, and trust and asset management. Credit cards, letters of credit, and home equity lines of credit are also available. As of December 31, 2021, the company served its clientele through 281 branch locations spanning Florida, South Carolina, Alabama, Georgia, North Carolina, and Virginia, alongside robust online, mobile, and telephone banking platforms. Founded in 1933 and headquartered in Winter Haven, Florida, the organization adopted its current name, SouthState Corporation, in July 2013, having previously been known as First Financial Holdings, Inc.

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