Southern First Bancshares, Inc. (SFST) Research

Southern First Bancshares, Inc. acts as the parent organization for Southern First Bank, providing a comprehensive range of banking and financial services to individuals and businesses in South Carolina, North Carolina, and Georgia. Its operations are structured into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The institution accepts various deposit products, including standard and commercial checking accounts, savings accounts, money market accounts, and long-term certificates of deposit. Its diverse loan offerings encompass commercial and construction real estate, business financing for sectors such as manufacturing, service, and professional services, alongside consumer real estate and home equity loans. Furthermore, it extends other consumer credit options like secured and unsecured installment loans and revolving lines of credit. Complementary services include online and mobile banking, cash management, safe deposit boxes, direct deposit, automated drafts, and bill payment. The company operates eight retail branches in South Carolina (Greenville, Charleston, and Columbia), three in North Carolina (Raleigh, Greensboro, and Charlotte areas), and one in Atlanta, Georgia. Founded in 1999, Southern First Bancshares, Inc. is based in Greenville, South Carolina.

Market snapshot

Symbol
SFST
Price
$58.03
Day change
+0.14%
Market cap
$548.7M
P/E ratio
13.54x
52-week range
35.15-62.38
Sector
Financial Services
Industry
Banks - Regional
Next earnings
in 1 month
Analyst price target
$64.00

Peer companies

  • Bankwell Financial Group, Inc. (BWFG)
  • Carter Bankshares, Inc. (CARE)
  • First Bank (FRBA)
  • Greene County Bancorp, Inc. (GCBC)
  • Kearny Financial Corp. (KRNY)
  • Pioneer Bancorp, Inc. (PBFS)
  • Ponce Financial Group, Inc. (PDLB)
  • USCB Financial Holdings, Inc. (USCB)

Recent insider activity

  • CUBBAGE LEIGHTON M — S-Sale (765 shares) on 2026-06-10
  • Maner William IV — A-Award (310 shares) on 2026-06-01
  • Locke Anna T — A-Award (310 shares) on 2026-06-01
  • McClatchey William M. JR — A-Award (310 shares) on 2026-06-01
  • CUBBAGE LEIGHTON M — A-Award (310 shares) on 2026-06-01

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