Potomac Bancshares, Inc. (PTBS) Research

Potomac Bancshares, Inc. serves as the parent company for Bank of Charles Town, delivering a comprehensive suite of financial solutions to individual consumers and commercial enterprises alike. The bank offers a diverse range of deposit accounts, including checking, savings, and individual retirement accounts, alongside certificates of deposit (CDs). For personal financing needs, they provide loans for new and pre-owned vehicles, home equity loans and lines of credit (HELOCs), unsecured personal and home improvement loans, retail equipment financing, lot loans, and loans secured by CDs. Businesses can access various commercial lending options, such as financing for building or office acquisitions, commercial real estate and construction projects, and the purchase of production and administrative equipment. Their broader loan portfolio includes general lines of credit, mortgages, term loans, residential and commercial construction financing, commercial real estate loans, and agricultural loans. Further enhancing its service offerings, the institution provides credit and debit cards, Card Pay solutions, cash management services, and merchant processing. They also extend a variety of financial advisory services, including financial planning, trust and estate administration, investment management, wealth management, and full-service brokerage. Customers can also seek assistance with retirement and insurance planning, asset allocation and management, and college planning. For convenient access, the bank supports telephone, mobile, and online banking platforms. The company's operations are supported by nine full-service branch locations and a dedicated loan production office, strategically situated in the Eastern Panhandle of West Virginia, Washington County, Maryland, and Loudoun County, Virginia. Potomac Bancshares, Inc. was established in 1871 and is headquartered in Charles Town, West Virginia.

Market snapshot

Symbol
PTBS
Price
$23.41
Day change
0.00%
Market cap
$97.0M
P/E ratio
9.89x
52-week range
16.4-24
Sector
Financial Services
Industry
Banks - Regional

Peer companies

  • Consumers Bancorp, Inc. (CBKM)
  • Century Next Financial Corporation (CTUY)
  • Citizens Bancshares Corporation (CZBS)
  • Citizens Bancorp of Virginia, Inc. (CZBT)
  • Eastern Michigan Financial Corporation (EFIN)
  • JBT Bancorp Inc. (JBTC)
  • Juniata Valley Financial Corp. (JUVF)
  • National Capital Bancorp, Inc. (NACB)

Recent insider activity

  • BARONNER ROBERT F JR — P-Purchase (363 shares) on 2012-06-22
  • BARONNER ROBERT F JR — P-Purchase (100 shares) on 2012-06-20
  • SCOTT BARBARA L — P-Purchase (100 shares) on 2012-05-17
  • SCOTT BARBARA L — P-Purchase (1000 shares) on 2012-05-17
  • SCOTT BARBARA L — trade (0 shares) on 2012-05-15

Open Potomac Bancshares, Inc. (PTBS) in Thesis for live fundamentals, charts, options context, and portfolio-aware Copilot follow-ups.