Pinnacle Bancshares, Inc. (PCLB) Research

Pinnacle Bancshares, Inc. functions as the parent entity for Pinnacle Bank, delivering a comprehensive suite of financial products and services. Its core offerings include a range of deposit options such as checking and savings accounts, alongside demand and time deposit instruments. For individual clients, the bank extends consumer loans covering a variety of assets like automobiles, boats, recreational vehicles, and manufactured homes, as well as equipment such as tractors and ATVs, complemented by personal lines of credit. Its mortgage portfolio is extensive, featuring options for residential property acquisition and refinancing, investment properties, new home construction, second mortgages, VA and FHA loans, land purchases, home equity lines of credit, and renovation financing. Businesses can access diverse commercial financing solutions, including loans for the acquisition, construction, and refinancing of both residential rental and commercial real estate. This also encompasses funding for property improvements, land acquisition, investment, and development projects, in addition to general commercial construction and SBA-backed loans. Furthermore, the institution offers modern conveniences such as digital banking platforms, card services, cash management tools, and merchant processing. The bank serves its clientele through a network of seven branches located across central and northwest Alabama. Established in 1996, Pinnacle Bancshares, Inc. maintains its headquarters in Jasper, Alabama.

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