Old Point Financial Corporation (OPOF) Research

Old Point Financial Corporation (OPOF) functions as the holding company for The Old Point National Bank of Phoebus, delivering a comprehensive array of banking services to both individual and business clients across Virginia. Its product offerings encompass a variety of deposit accounts, including interest-bearing checking, money market accounts, savings accounts, certificates of deposit (time deposits), and standard demand deposits. The institution also provides diverse lending solutions, such as financing for real estate construction, commercial ventures, and various mortgage products. These mortgages range from residential 1-4 family properties and multi-family dwellings to second mortgages and home equity lines of credit. Additionally, other types of loans and cash management services are available. Beyond core banking, Old Point Financial offers extensive financial and wealth management expertise. This includes retirement and estate planning, general financial planning, administration of estates and trusts, retirement plan oversight, tax services, and investment management. Clients can also access insurance products through the company. The corporation maintains a physical presence through 14 branches situated in Virginia's Hampton Roads localities, specifically Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County. Further expanding its reach, it operates a loan production office in Richmond, Virginia, and a mortgage origination office in Charlotte, North Carolina. Established in 1922, Old Point Financial Corporation has its headquarters in Hampton, Virginia.

Market snapshot

Symbol
OPOF
Price
$42.10
Day change
+2.28%
Market cap
$214.8M
P/E ratio
34.21x
52-week range
17.02-42.68
Sector
Financial Services
Industry
Banks - Regional

Peer companies

  • California BanCorp (CALB)
  • Central Valley Community Bancorp (CVCY)
  • Codorus Valley Bancorp, Inc. (CVLY)
  • ESSA Bancorp, Inc. (ESSA)
  • Evans Bancorp, Inc. (EVBN)
  • First Financial Northwest, Inc. (FFNW)
  • The First of Long Island Corporation (FLIC)
  • Limestone Bancorp, Inc. (LMST)

Recent insider activity

  • ISHON JOHN CABOT — D-Return (101.3509 shares) on 2025-09-01
  • GLASSER MICHAEL A — D-Return (2000 shares) on 2025-09-01
  • ADAMS STEPHEN CONWAY — D-Return (222 shares) on 2025-09-01
  • Wash Elizabeth S — D-Return (14679 shares) on 2025-09-01
  • THACKER CLARK REBEKAH ELLEN — D-Return (76888 shares) on 2025-09-01

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