KS Bancorp, Inc. (KSBI) Research

KS Bancorp, Inc. functions as the parent entity for KS Bank, Inc., providing an extensive array of localized banking solutions to both individual and business clientele. For personal banking, it offers various deposit accounts such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. Its lending portfolio includes personal loans for vehicles, marine craft, recreational activities, student financing, debt consolidation, deposit/investment-secured loans, and home equity options like loans and lines of credit. Credit card services are also available. Commercial clients can access business checking, savings, and payroll card accounts. The bank supports businesses with construction financing, including speculative and pre-sale builder loans, as well as general commercial builder loans. Additional commercial lending options cover equipment financing, facility acquisition, debt refinancing, and real estate. Businesses can also utilize lines of credit for managing seasonal cash flow, inventory, and accounts receivable. Beyond core banking, KS Bancorp delivers a suite of specialized services, such as merchant processing, payroll administration, comprehensive cash management, and remote deposit capture. Its mortgage offerings facilitate home purchases, refinancing, and combined construction-to-permanent loans. Furthermore, the company provides robust wealth management services, encompassing investment guidance, financial and retirement planning, trust and estate administration, and exclusive private banking. The company conducts its operations through nine full-service branch offices strategically located across North Carolina in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks, and Smithfield. Established in 1924, KS Bancorp, Inc. maintains its corporate headquarters in Smithfield, North Carolina.

Market snapshot

Symbol
KSBI
Price
$78.44
Day change
0.00%
Market cap
$86.9M
P/E ratio
8.80x
52-week range
51.5-86.67
Sector
Financial Services
Industry
Banks - Regional

Peer companies

  • Bank of San Francisco (BSFO)
  • Citizens Financial Corp. (CIWV)
  • Community Heritage Financial, Inc. (CMHF)
  • First Bankers Trustshares, Inc. (FBTT)
  • Keweenaw Financial Corporation (KEFI)
  • Merchants & Marine Bancorp, Inc. (MNMB)
  • Paragon Financial Solutions, Inc. (PGNN)
  • Solera National Bancorp, Inc. (SLRK)

Recent insider activity

  • JONES B KENNETH II — P-Purchase (500 shares) on 2005-05-17
  • PARKER JAMES C — P-Purchase (200 shares) on 2005-04-06
  • KEEN HAROLD T — P-Purchase (149 shares) on 2005-03-14
  • KEEN HAROLD T — P-Purchase (2 shares) on 2005-03-14
  • Krentz R Walter Jr — P-Purchase (9 shares) on 2005-03-14

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