Jefferson Capital, Inc. Common Stock (JCAP) Research

Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.

Market snapshot

Symbol
JCAP
Price
$17.34
Day change
-0.40%
Market cap
$961.0M
P/E ratio
5.97x
52-week range
15.5-23.8
Sector
Financial Services
Industry
Financial - Credit Services
Next earnings
in 2 months
Analyst price target
$26.00

Peer companies

  • Atlanticus Holdings Corporation (ATLC)
  • Barings BDC, Inc. (BBDC)
  • Encore Capital Group, Inc. (ECPG)
  • EZCORP, Inc. (EZPW)
  • Goldman Sachs BDC, Inc. (GSBD)
  • Lufax Holding Ltd (LU)
  • Navient Corporation (NAVI)
  • Oaktree Specialty Lending Corporation (OCSL)

Recent insider activity

  • Zellmann Mark Joseph — A-Award (12500 shares) on 2026-03-18
  • Atkins Susan E. — trade (25000 shares) on 2026-03-18
  • Atkins Susan E. — trade (25000 shares) on 2026-03-18
  • Pierce James Manfred — trade (25000 shares) on 2026-03-18
  • Pierce James Manfred — trade (25000 shares) on 2026-03-18

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