Heritage Insurance Holdings, Inc. (HRTG) Research

Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.

Market snapshot

Symbol
HRTG
Price
$23.27
Day change
+0.43%
Market cap
$706.2M
P/E ratio
3.54x
52-week range
16.825-31.98
Sector
Financial Services
Industry
Insurance - Property & Casualty
Next earnings
in 2 months
Analyst price target
$36.00

Peer companies

  • American Coastal Insurance Corporation (ACIC)
  • Amalgamated Financial Corp. (AMAL)
  • Ategrity Specialty Holdings LLC (ASIC)
  • Bowhead Specialty Holdings Inc. (BOW)
  • Donegal Group Inc. (DGICA)
  • Safety Insurance Group, Inc. (SAFT)
  • Southside Bancshares, Inc. (SBSI)
  • United Fire Group, Inc. (UFCS)

Recent insider activity

  • Vattamattam Joseph — A-Award (2703 shares) on 2026-06-10
  • WHITING PAUL L — A-Award (2703 shares) on 2026-06-10
  • WHITING PAUL L — G-Gift (9662 shares) on 2026-06-11
  • Barlas Irini — A-Award (2703 shares) on 2026-06-10
  • Apostolou Panagiotis — A-Award (2703 shares) on 2026-06-10

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