Guaranty Bancshares, Inc. (GNTY) Research

Guaranty Bancshares, Inc. functions as the parent holding company for Guaranty Bank & Trust, N.A. Through this subsidiary, it delivers a comprehensive suite of commercial and retail banking products and services designed for small and medium-sized enterprises, professionals, and individual clients. Its financial offerings encompass various deposit accounts, including checking, savings, money market, business accounts, and certificates of deposit. The bank also extends a wide range of loan products, such as commercial and industrial, construction and development, residential (both single-family and multi-family), commercial real estate, agricultural, and consumer loans. Beyond core banking, the company provides specialized services like trustee, custodial, escrow, investment management, and retirement planning. It supports client convenience with ATMs, night depositories, direct deposits, cashier's checks, debit cards, and letters of credit, alongside digital banking options via online, mobile, and telephone platforms. Additionally, it offers robust treasury management solutions for businesses, featuring wire transfers, positive pay, remote deposit capture, and automated clearinghouse (ACH) services. As of December 31, 2021, Guaranty Bancshares operated 32 full-service banking centers strategically located across East Texas, Central Texas, and the significant metropolitan areas of Dallas/Fort Worth and Houston. The company was established in 1913 and maintains its headquarters in Addison, Texas.

Market snapshot

Symbol
GNTY
Price
$48.75
Day change
-0.87%
Market cap
$553.2M
P/E ratio
19.29x
52-week range
32.04-52.34
Sector
Financial Services
Industry
Banks - Regional
Analyst price target
$35.00

Peer companies

  • American National Bankshares Inc. (AMNB)
  • CapStar Financial Holdings, Inc. (CSTR)
  • Enterprise Bancorp, Inc. (EBTC)
  • First Republic Bank (FRC)
  • HomeTrust Bancshares, Inc. (HTB)
  • Luther Burbank Corporation (LBC)
  • Merchants Bancorp (MBIN)
  • Macatawa Bank Corporation (MCBC)

Recent insider activity

  • Drake Bradley K. — D-Return (220000 shares) on 2025-10-01
  • JOHNSON CARL JR — D-Return (57200 shares) on 2025-10-01
  • ABSTON TYSON T — D-Return (39882 shares) on 2025-10-01
  • BROWN JEFFREY W — D-Return (350 shares) on 2025-10-01
  • Lee Kirk L. — D-Return (121859 shares) on 2025-10-01

Open Guaranty Bancshares, Inc. (GNTY) in Thesis for live fundamentals, charts, options context, and portfolio-aware Copilot follow-ups.