Primis Financial Corp. (FRST) Research

Primis Financial Corp., established in 2004 and headquartered in McLean, Virginia, operates as the bank holding company for Primis Bank. This institution delivers a wide array of financial solutions designed for both individual consumers and small to medium-sized businesses across the United States. Its product suite includes diverse deposit accounts such as checking, NOW, savings, money market options, and certificates of deposit. The company also boasts an extensive lending portfolio, offering commercial business and real estate loans, construction financing, secured asset-based loans, Small Business Administration (SBA) loans, and mortgage warehouse lending. Furthermore, it provides specialized financing for medical, dental, and veterinary practices. For personal banking clients, Primis extends residential and trust mortgages, home equity lines of credit, secured and unsecured personal loans, consumer loans, life insurance premium financing, and demand loans. Beyond core banking, Primis provides comprehensive cash management services, including investment/sweep, zero balance, and controlled disbursement accounts. Essential services like wire transfers, employer/payroll processing, and remote deposit capture are also available. Customers additionally benefit from debit cards, ATM access, notary services, and modern mobile and online banking platforms. Formerly known as Southern National Bancorp of Virginia, Inc., the company maintained a network of forty full-service branches throughout Virginia and Maryland as of December 31, 2021.

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