Commercial National Financial Corporation (CEFC) Research

Commercial National Financial Corporation (CEFC) operates as the parent entity for Commercial Bank, delivering a broad spectrum of financial products and services. Its diverse clientele includes individual consumers, agricultural businesses, commercial enterprises, and light industrial companies, primarily located within Michigan. The institution offers a variety of deposit options, such as checking accounts, savings accounts, individual retirement accounts (IRAs), certificates of deposit (CDs), and health savings accounts (HSAs). On the lending side, CEFC provides personal financing for automobiles, recreational vehicles, and personal lines of credit, along with unsecured term loans, home equity loans, and mortgages. For businesses, the company offers an extensive range of credit facilities, including secured lines of credit, business equity lines of credit, SBA loans, equipment financing, real estate loans, vehicle loans, general term loans, and participates in USDA and capital access loan programs. Furthermore, CEFC delivers a host of supplementary services. These encompass business VISA check cards, standard debit and ATM cards, specialized business savings and CD accounts, merchant services, night depository, and both telephone and online banking platforms. Additional conveniences include e-statements, direct deposit services for employee payrolls and child support payments, receivables collection, remote deposit capture capabilities, and comprehensive treasury services. The company conducts its operations through 12 branch locations spread across Barry, Gratiot, Ingham, Isabella, Kent, and Montcalm counties in Michigan. Established in 1893, Commercial National Financial Corporation maintains its corporate headquarters in Ithaca, Michigan.

Market snapshot

Symbol
CEFC
Price
$14.75
Day change
0.00%
Market cap
$22.6M
P/E ratio
11.53x
52-week range
10.3-14.82
Sector
Financial Services
Industry
Banks - Regional

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