Southern California Bancorp (BCAL) Research

Southern California Bancorp operates as the parent organization for Bank of Southern California, N.A., delivering a comprehensive array of financial solutions. Their services are designed to meet the needs of individuals, professionals, and small to mid-sized businesses. Customers can choose from a variety of deposit products, including checking, personal and business savings accounts, money market accounts, and certificates of deposit. For lending, the bank offers home equity lines of credit, diverse business loan options such as lines of credit, commercial real estate and construction loans, and Small Business Administration (SBA) loans, in addition to letters of credit, and both personal and business credit cards. Beyond traditional banking, the company provides a suite of specialized services. These encompass cash vault and sweep accounts, remote deposit capture, convenient online and mobile banking platforms, courier and lockbox services, and merchant services. The institution maintains a physical presence through branches located in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as throughout the Inland Empire region. Southern California Bancorp was established in 2001 and its main office is situated in San Diego, California.

Market snapshot

Symbol
BCAL
Price
$19.74
Day change
+1.23%
Market cap
$634.9M
P/E ratio
10.75x
52-week range
14.3-20.47
Sector
Financial Services
Industry
Banks - Regional
Next earnings
in 1 month
Analyst price target
$22.00

Peer companies

  • Customers Bancorp, Inc. (CUBI)
  • First Community Bankshares, Inc. (FCBC)
  • Great Southern Bancorp, Inc. (GSBC)
  • Independent Bank Corporation (IBCP)
  • MetroCity Bankshares, Inc. (MCBS)
  • Orrstown Financial Services, Inc. (ORRF)
  • Southern Missouri Bancorp, Inc. (SMBC)
  • SmartFinancial, Inc. (SMBK)

Recent insider activity

  • Carandang Jean — F-InKind (1185 shares) on 2026-06-08
  • Armanino Andrew J. — A-Award (3196 shares) on 2026-06-01
  • Cortese Stephen A. — A-Award (3196 shares) on 2026-06-01
  • Volk David J. — A-Award (3196 shares) on 2026-06-01
  • Cullen Kevin J. — A-Award (3196 shares) on 2026-06-01

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