Affirm Holdings, Inc. (AFRM) Research

Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.

Market snapshot

Symbol
AFRM
Price
$73.92
Day change
+4.51%
Market cap
$24.8B
P/E ratio
65.17x
52-week range
42.095-100
Sector
Technology
Industry
Software - Infrastructure
Next earnings
in 2 months
Analyst price target
$81.93

Recent news

  • Klarna Trades Below IPO Price As 47% Of BNPL Users Pay Late: The 2 Sides Of The Delinquency Trade

    When Klarna rang the opening bell on the New York Stock Exchange on September 10, 2025, its shares opened at 52, a 30% jump on the 40 IPO price set the night before. The stock now trades below that $40 mark.

  • FICO Just Put BNPL Loans Into Credit Scores: Who Sells The Data And Who Becomes The Data

    In May 2025, a shopper split a $180 online order into four payments and thought nothing of it. It was the fifth Affirm purchase that quarter.

Peer companies

  • Check Point Software Technologies Ltd. (CHKP)
  • CyberArk Software Ltd. (CYBR)
  • Figma, Inc. (FIG)
  • Grab Holdings Limited (GRAB)
  • Samsara Inc. (IOT)
  • Nutanix, Inc. (NTNX)
  • PTC Inc. (PTC)
  • Toast, Inc. (TOST)

Recent insider activity

  • Watson Noel Bertram — S-Sale (2000 shares) on 2026-05-13
  • Michalek Libor — M-Exempt (2336 shares) on 2026-05-01
  • Michalek Libor — F-InKind (1089 shares) on 2026-05-01
  • Michalek Libor — M-Exempt (2336 shares) on 2026-05-01
  • Adkins Katherine — M-Exempt (1401 shares) on 2026-05-01

Open Affirm Holdings, Inc. (AFRM) in Thesis for live fundamentals, charts, options context, and portfolio-aware Copilot follow-ups.